Broker Check


3 Rivers Financial Group is committed to helping individuals and families pursue their retirement goals and needs.

We listen to you in order to understand what you want most out of your retirement. Our recommendations come from our team's vast experience in providing personalized, straight-forward, and realistic advice.


Travis A. Morrow

Owner / President


Mr. Morrow grew up in Pasco WA (Tri-Cities). He graduated from Pasco High School in 1991 then attended Columbia Basin College with plans to enter the law enforcement industry. Around that time he "accidentally" entered the world of...

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Tonya Ness

Office Manager / Director of Life Insurance Division


Tonya joined the firm in June 2011. She came from the banking industry with over 14 years experience as a lending supervisor at one of our local credit unions. Her role at 3 Rivers Financial Group consists of managing the day to day...

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Livia Morrow


Livia grew up on a ranch in Oregon. While attending Walla Walla College, she worked as a CNA in a retirement home, then went to work for a medical billing company in Richland WA. After many years as a stay at home mom, Livia's...
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Elisa Girgich

Client Services Representative

Elisa joined 3 Rivers Financial Group in January 2021 as a Client Services Representative. After a 25-year long career with a local grocery store, working with multiple departments including department manager, cashiering and pricing...

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Matt Alford

Registered Office Assistant

Matt has recently been onboarded to our office as a Registered Assistant who is in the process of becoming a licensed advisor. Originally from London, England, Matt moved to the US after meeting his now-wife who lived in a small town...

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Shonisee Hess

Director of Marketing

Shonisee began at 3 Rivers Financial Group as a Client Service Representative in December of 2019. Before joining our team, Shonisee managed a local frozen yogurt shop for four years where she prided herself in her and her staff's...

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