
Meet Our Team
3 Rivers Financial Group is committed to helping individuals and families pursue their retirement goals and needs.
We listen to you in order to understand what you want most out of your retirement. Our recommendations come from our team's vast experience in providing personalized, straight-forward, and realistic advice.
Travis A. Morrow
Owner / President
Tonya Ness
Office Manager / Director of Risk Management
Tonya joined the firm in June 2011. She came from the banking industry with over 14 years experience as a lending supervisor at one of our local credit unions. Her role at 3 Rivers Financial Group consists of managing the day to day...
Livia Morrow
CFO
Elisa Girgich
Operations Assistant
Elisa joined 3 Rivers Financial Group in January 2021 as a Client Services Representative. After a 25-year long career with a local grocery store, working with multiple departments including department manager, cashiering and pricing...
Josh Gatewood
Client Services Representative
Matt Alford
Investment Adviser
Matt has recently been onboarded to our office as an Investment Adviser. Originally from London, England, Matt moved to the US after meeting his now-wife who lived in a small town...